CUNA Mutual Group Recognized on Barron’s Top 100 Annuities Lists

posted in Retirement Aug 6, 2019


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How a Couple’s Age Gap Affects Their Retirement

posted in Retirement Jul 9, 2019


In general, people marry someone close in age. However, when it comes to remarrying, the numbers shift a bit, which likely won’t surprise you.

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Charitable Giving During Retirement: How Men and Women Differ

posted in Retirement Jun 18, 2019


If may be no surprise to read that overall spending of men and women in the five years before and after retirement declines by an average of 16%. You’ve likely heard that from your clients at some point. Even with that overall spending drop, a household’s charitable giving remains steady, according to a report by the Women’s Philanthropy Institute (WPI).1

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Retiree Health Care Costs: the Good, the Bad, and the Ugly News

posted in Retirement May 28, 2019


Your clients nearing retirement age are hopefully looking forward to many peaceful and rewarding years ahead. However, health care costs could add some unexpected stress to their “golden years.” Let’s dig into the good/bad/ugly news and uncover what you can do to help. We’ll start with the bad news…

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Understanding the Impact of Divorce on Retirement

posted in Retirement May 7, 2019


As the saying goes, breaking up is hard to do. Still, the current divorce rate stands around 40 percent, having declined from around a 50 percent marriage failure rate in the 1980s.1

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The 5 Most Important Decisions Before Retirement

posted in Retirement Feb 12, 2019


Those nearing retirement often think about the places they’ll go and the things they’ll do with all their new-found free time. Before dreaming of what they’ll do, however, soon-to-be retirees need to determine when they’ll make some major decisions leading up to that time.

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5 Dangers of Being an Empty Nest Investor

posted in Retirement Jan 22, 2019


Raising a family is exponentially more expensive today than in the past; costs rose 40 percent alone in the first 10 years of the new Millennium and, as of 2015, an average of $233,610 was spent to raise a child until he or she reached age 18, not including college.1 As the cost of living increases, those figures will only continue to rise.

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Is Funding Children’s Educations Putting Clients’ Retirements At Risk?

posted in Retirement Jan 15, 2019


It’s a question that confounds some clients, and probably has them turning to you for guidance: Do I save for retirement or for my child’s college education?

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IRS Announces Cost Of Living Adjustments For The 2019 Tax Year

posted in Retirement Dec 4, 2018


The Internal Revenue Service (IRS) recently released cost of living adjustments (COLA) affecting dollar limitations for pension plans and other retirement-related items for the 2019 tax year.

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Are Baby Boomers Misinformed About How Much To Save For Retirement?

posted in Retirement Nov 27, 2018


There are an estimated 77 million Baby Boomers in the United States1 who collectively drive about $7.6 trillion in annual economic activity.2That’s a lot of people making decisions about how to spend a lot of dollars, but how much are Baby Boomers saving for retirement?

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