Re-Strategizing Retirement In Light Of Ongoing Social Security Woes

posted in Social Security Jan 8, 2019


Social Security is going bankrupt! It’s an often-repeated statement and widely held belief, particularly among those at or approaching retirement age — it’s also not true.1 While the program will effectively deplete its asset reserves by paying out more to beneficiaries than it generates starting in 2018 and through 2034,1 benefits will likely still be available to qualified retirees, albeit reduced by about 25 percent.2

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5 Things Women Need To Know About Social Security Benefits

posted in Social Security Sep 11, 2018


Social Security benefits are a popular topic of discussion these days — will they be available? What percentage? How long? For whom?

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Social In-Security: Helping Your Clients Plan for An Uncertain Future

posted in Social Security, Retirement Apr 17, 2018


President Roosevelt signed the Social Security Act in 1935, stating that the law “will take care of human needs and at the same time provide the United States with an economic structure of vastly greater soundness1.”

Eight decades later, April is known as “Social Security Month” in recognition of the long-standing contributions of the Social Security Act, and in furtherance of education about Social Security Administration (SSA) programs and services2. However, given the current state of the Social Security Trust Fund, the month isn’t exactly one of celebration — especially for the 61% of retirees who report SSA benefits comprise at least half of their monthly income.

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Beyond Age: 5 Factors That Could Impact Your Clients’ Longevity Risks

posted in Retirement, Social Security Apr 3, 2018


Age often denotes certain milestones in life. People tend to earmark 65 as “retirement age,” and generally manage their working lives and retirement planning to that number. Further, a majority of retirees and workers accept that they’ll live until at least 85 — if not 95 — years old, as evidenced by data captured in the 2017 EBRI Retirement Confidence Survey1:

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What Role Does Social Security Play in Your Clients’ Futures?

posted in Retirement, Social Security Mar 13, 2018


Title II of the original Social Security Act of 1935 established a national plan designed to provide economic security for the nation’s workers. The ensuing decades saw the program expand to include retirees’ dependents and survivors, and the establishment of disability insurance1.

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Industry Update: IRS Limits Adjustments for 2018

posted in Economic Commentary, Social Security Feb 13, 2018


The Internal Revenue Service announced its changes to retirement plan contribution and Social Security limits for 20181. These numbers don’t necessarily change annually, so being aware of this year’s tax-adjusted figures could impact how you guide your clients in their financial decisions.

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What Clients Believe About Social Security (and What They Need to Know)

posted in Social Security Dec 19, 2017


Established in 1935 to help alleviate the poverty-related challenges seniors were facing, the Social Security Administration has been actively providing monthly benefits to qualified individuals ever since1.

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