Ride Out Volatility. Stay Invested.

A variable annuity that combines the growth potential of full market exposure with guaranteed, personalized limits on loss. Investors split assets between variable subaccounts and two risk-control platforms.

PRODUCT INFORMATION

CLIENT GUIDE
PROSPECTUS

How It Works

  • Clients split assets between variable subaccounts and risk control accounts
  • The variable side offers a choice of funds from top-tier managers, covering the full range of asset classes
  • Proprietary risk control accounts link to the S&P 500, MSCI EAFE or both, and enable clients to put guaranteed floors on an index strategy, ranging from 0% to -10%

horizon_annuity_hypothetical_allocation_chart

Why Investors Choose It

  • A simple yet comprehensive investment platform
  • Personalized, guaranteed loss protection
  • A choice of six pre-built express portfolios or ability to custom-build your own
  • Highly competitive and transparent “all-in” fees

Explore Other Annuity Products

fixed_annuities_icon

Fixed
Annuities

Get relief from the investment roller coaster with a stable, tax-deferred way to grow savings and guarantee income to fuel retirement.

TELL ME MORE

income_annuities_icon

Income
Annuities

If clients are nearing (or in) retirement, create a pension with a steady stream of income.

TELL ME MORE

variable_annuities_icon

Registered Index-Linked Annuities

A strategy to various needs at different life phases, these annuities link to the performance of a market index to calculate gains or losses.

TELL ME MORE

Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.

MGA-2866122.1-1219-0122