A Stable Strategy

Clients want a retirement plan with growth from tax deferral without having to worry about economic or market conditions. As a single premium deferred annuity, Focus Fixed Annuity, issued by CMFG Life Insurance Company, offers a conservative, stable strategy designed to help clients precisely target their retirement goals with guaranteed rates, steady tax-deferred growth and income choices to help your clients plan ahead with confidence.

PRODUCT INFORMATION

PRODUCT OVERVIEW

How It Works

  • Clients pay no contract, administrative or upfront fees — money goes to work for them immediately
  • Clients choose a guaranteed rate period of 4, 5 or 6 years with a competitive fixed rate of return, and a 6-year surrender charge period
  • Historically, renewal rates have remained unchanged during the surrender charge period
  • Clients receive a 1% first-year bonus for the 6-year rate

Why Clients Choose It

  • Rates guaranteed for a chosen guarantee rate period
  • Growth opportunities through tax deferral
  • Benefit protection for beneficiaries
  • Ability to access money in times of need
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Annuities are long-term insurance products designed for retirement purposes. All guarantees are backed by the claims-paying ability of CMFG Life Insurance Company. Base Policy form ICC14-SPDA, 2014-SPDA, 2014-SPDA(OR)

FOR REPRESENTATIVE USE ONLY; NOT TO BE SHOWN TO THE GENERAL PUBLIC.

FFA-2899157.1-0120-0222