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Building a Future

The Future Income Annuity (FIA), issued by CMFG Life Insurance Company, offers guaranteed future income maximized by the power of deferral. Clients can create a steady stream of income for the future by depositing money now and, in essence, build their own pension plan without the worry of market risk. It can be structured to meet specific needs while delivering the assurance of never running out of money.

 

PRODUCT INFORMATION

CLIENT GUIDE

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MEMBERS® Future Income Annuity is recognized as one of 2020’s Best Annuities by Barron’s.

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How It Works

  • Clients purchase a contract with a lump sum, then decide when in the future to begin receiving payments
  • The longer they wait, the larger their monthly payments will be
  • Your clients are insulated from market volatility and protected from longevity risk
  • An annual cost-of-living adjustment is available
  • Clients can help provide financial security to their loved ones through a variety of death benefit options

Why Clients Choose It

  • Personalized, guaranteed income stream
  • Multiple payment type options with the growth power of deferral
  • Protection from longevity, market, inflation and interest-rate risk
  • Benefits can extend beyond the individual owner to loved ones
  • No annual charges
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Explore Other Annuity Products

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Help your risk-averse clients with a stable, tax-deferred way to grow savings and guarantee income to fuel retirement.

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Registered Index-
Linked Annuities

A strategy to various needs at different life phases, these annuities link to the performance of a market index to calculate gains or losses.

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Variable and Index-Linked Annuities

A new way to look at diversified investing, combining the flexibility of variable funds with the loss protection of market risk control.

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Annuities are long-term insurance products designed for retirement purposes. All guarantees are backed by the claims-paying ability of CMFG Life Insurance Company.   Base Policy form ICC13-DIA, ICC13-DIA(B), 2013-DIA

FOR REPRESENTATIVE USE ONLY; NOT TO BE SHOWN TO THE GENERAL PUBLIC.

MFA-2899190.2-0720-0822