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Assurance for Life

Your clients have the opportunity to convert a lump sum of money into a steady stream of income to last a lifetime with the Single Premium Immediate Annuity issued by CMFG Life Insurance Company. It offers guaranteed retirement income that won't change when markets fluctuate or interest rates fall, and it can be structured to meet specific needs while helping assure clients that they won’t outlive their money.

 

 

PRODUCT INFORMATION
CLIENT GUIDE
SPIA FACT SHEET

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MEMBERS® Single Premium Immediate Annuity is recognized as one of 2020’s Best Annuities by Barron’s.

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How It Works

  • Your clients decide how long they want to receive payments, either for a set number of years or payments for a set number of years or for life
  • They’ll know exactly how much those payments will be
  • Clients are insulated from market volatility and protected from longevity risk
  • Their hard-earned financial security may be passed to their beneficiaries

Why Clients Choose It
  • Personalized, guaranteed income stream for a set number of years or for life
  • Multiple payment type options
  • Protection from longevity, market and interest-rate risk
  • Benefits can extend beyond the individual owner to loved ones
  • No annual charges
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Annuities are long-term insurance products designed for retirement purposes. All guarantees are backed by the claims-paying ability of CMFG Life Insurance Company.   Base Policy form 2008-SPIA-I, 2008-SPIA-LO, 2008-SPIA-DB.

FOR REPRESENTATIVE USE ONLY; NOT TO BE SHOWN TO THE GENERAL PUBLIC.

SPIA-2899269.2-0720-0822

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We back your efforts not only with an experienced wholesaling team and dedicated call center, but with consumer marketing materials and web-based sales tools that make it easy to bring all the benefits of CUNA Mutual Group annuities to life.

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Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers.

Base policy forms 2012-SPDMGIA, 2015-VA-B, 2015-VA-C, 2018-VA-F, 2008-SPIA-I, 2008-SPIA-LO, 2008-SPIA-DB, ICC13-DIA, ICC13-DIA(B), 2013‑DIA, ICC14-SPDA, 2014-SPDA, 2014-SPDA(OR), 2002-SPDA, 2002-SPDANP(OR), ICC20-SPDA, 2020-SPDA, ICC20-MVAEND, and 2020-MVAEND.

CMGA-2360257.2-1020-1122
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