Risk Control. Your Way.

Traditional investments might have the potential for greater gains, but can’t protect against unlimited losses when markets drop. Meanwhile, “safe” investments may result in stagnant growth. CUNA Mutual Group ZoneChoice™ is a registered index-linked annuity that lets clients craft a personalized strategy that balances growth potential and downside risks all in one investment.

PRODUCT INFORMATION

CLIENT GUIDE
PROSPECTUS

How It Works

  • ZoneChoice allows clients to allocate their purchase payment to different accounts, personalizing their comfort zone
  • Clients receive interest linked to the performance of one or more market indexes or a declared rate account
  • Dollars linked to an index lock in earnings based on the change in the index value, from the start to the end of the account interest term, including 1-year and 6-year account options
  • Clients can select a buffer alone, a floor alone, or a combination of both

Why Clients Choose It

  • Clients can select both buffers and floors to strike an ideal balance of tax-deferred growth potential and protection
  • No surprises and no explicit fees — what you see is what you get
  • Ability to access the contract value in times of critical need or health hardships
  • Death benefit protection for loved ones
ZoneChoice

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Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.

FOR REPRESENTATIVE USE ONLY; NOT TO BE SHOWN TO THE GENERAL PUBLIC.

ZCA-3314350.1-1120-1222