Stronger Together – Learn how we’re helping our customers address challenges

CUNA Mutual Group has been a steady force in the insurance and financial planning industry for generations.

By crafting innovative, easy-to-understand annuity products and building a strong network of advisors, we’ve helped countless risk-averse investors overcome fears of losing their hard-earned retirement savings.

Headquartered in Madison, Wisconsin, our expansive nationwide team eagerly serves advisors and investors with innovative annuity products and a superb level of service.

Our mission is to help individuals of all incomes and life stages achieve financial security, no matter where they are in their investment journey.

Putting Retirement Within Reach

Our diverse suite of innovative annuity products and services are designed to help investors reach their retirement goals.


Guaranteed Income

For clients seeking a measure of security for their spending in retirement, a sure, steady source of income now or down the road provides a solid foundation for planning


A Lasting Legacy

Clients can leave behind what they’ve built in the way that’s right for them and best for their heirs.


Growth Potential

Risk-controlled growth helps build a nest egg throughout market cycles without the worry of catastrophic loss.

Backed by a strong level of stability, integrity and tailored support to help build confidence for the individuals and families we serve.



  • 85+ years of service
  • Recognized among Barron’s Top 100 Annuities*
  • A Fortune® 1000 Company
  • Serving more than 95% of America’s credit unions
  • More than 3,200 employees nationwide

Barron’s, “The Top 100 Annuities—and How to Choose the Best for You,” 2019.

Highly Rated,
Highly Respected

Independent rating organizations demonstrate CUNA Mutual Group’s financial strength and commitment to the long-term success and financial well-being of its customers.

CUNA A Excellent Rating

A.M. Best Company

Third-highest rating of 16
Affirmed February 2020

CUNA A2 Rating

Moody's Investor Service

Sixth-highest rating of 21
Affirmed March 2020


Standard & Poor's Ratings Service

Fifth-highest rating of 21
Affirmed September 2019

The above represents 2019 ratings for CMFG Life Insurance Company and MEMBERS Life Insurance Company, and our annuity underwriting companies. As of December 31, 2019, financial records of CMFG Life's parent, CUNA Mutual Holding Company, had $24.6 billion in assets, $20.5 billion in liabilities and $4.1 billion in policyholder surplus.*

*SOURCE: 2019 internal reporting as stated in the CUNA Mutual Group Annual report.

A Strong History.
A Brighter Future.

  • 1935

    CUNA Mutual Insurance Society incorporated in Madison, WI

  • 1942

    Ranked 121st among life insurance companies measured by total coverage in force1

  • 1950

    Ranked 60th among life insurance companies1

  • 1955

    Ranked the 29th largest insurance company in coverage in North America1

  • 1960

    Reached $5 billion in coverage, the first insurance company to do so in its first 25 years1

  • 1962

    Established International Department serving 26 countries

  • 1973

    Insurance in force passed the $20 billion mark1

  • 1988

    Named the nation’s #1 provider of credit life insurance by A.M. Best Company2

  • 2001

    Ranked 22nd among financial services/insurance providers by Information Week magazine’s 2001 list of businesses with advanced information technology practices and at least $1 billion in revenue3

  • 2002

    Ranked 2nd overall and 1st among financial services/insurance providers in Information Week magazine’s 2002 list of the largest and most innovative users of information technology among American businesses3

  • 2009

    Acquired CPI Qualified Plan Consultants, Inc., Great Bend, KS

  • 2010

    Celebrated its 75th Anniversary

  • 2016

    Ranked 14th among life/health insurance companies — 701st overall on Fortune magazine’s list of 1,000 top American companies by 2015 revenue4

  • 2017

    Named one of the fastest-growing annuity companies in the U.S. by LIMRA International5

  • 2019

    Two Annuities listed in Barron’s Top 100 Annuities6

Want to learn more about CUNA Mutual Group?

or call 877.345.GROW (4769), option 1.

Not Appointed Yet?

Advisors across the country benefit from the products, services and resources offered through CUNA Mutual Group, and so do their clients. The process for getting appointed is simple — just 3 easy steps!

  1. Specific to CUNA Mutual Insurance Society
  2. As ranked by A.M. Best Rating Services,, CUNA Mutual Insurance Society, Inc. and CUMIS Specialty Insurance Company, Inc
  3. CUNA Mutual Insurance Society & MEMBERS Life Insurance Company
  4. CMFG Life Insurance Company and CUMIS Insurance Society, Inc.
  5. Specific to CMFG Life Insurance Company, a part of CUNA Mutual Group, as ranked by LIMRA Secure Retirement Institute U.S. Individual Annuity Sales Report 4Q17
  6. Barron’s, “The Top 100 Annuities—and How to Choose the Best for You,” 2019

Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.