
Income annuities
Customized income solutions to help your clients improve their retirement income security
It’s been decades since most retirees could rely on a traditional pension plan, alongside some guaranteed income from Social Security, to help them remain financially secure in retirement.
Today, as pensions are less and less common, Social Security often fails to maintain the standard of living many retirees want to achieve. Income annuities can help you provide clients with a vehicle for future retirement planning to set up a guaranteed income stream that can be customized to meet their goals — for a set period of time or for the rest of their lives.

MEMBERS® Future Income Annuity
Put the power of deferral to work. Convert a lump sum into steady income for clients that begins at a designated time in the future and lasts as long as they choose — even for their lifetimes. MEMBERS® Future Income Annuity is underwritten by CMFG Life Insurance Company.

MEMBERS® Single Premium Immediate Annuity
Offer your clients the opportunity to convert a lump sum into a steady stream of guaranteed income they can structure to last a lifetime and that won't change when markets fluctuate or interest rates fall. MEMBERS® Single Premium Immediate Annuity is underwritten by CMFG Life Insurance Company.

TruStage™ Zone Income Annuity
Here's a new way to plan for retirement. This innovative approach to risk control with upside potential sets a limit on market losses — plus, clients can opt for protected lifetime income. TruStage™ Zone Income Annuity is underwritten by MEMBERS Life Insurance Company.
Explore other TruStage™ annuity products
Fixed
annuities
You can offer a stable, tax-deferred way for risk-averse clients to grow their savings and guarantee income to help pay for retirement.
Registered index-linked annuities
Registered index-linked annuities (RILAs) can offer clients market-linked growth potential balanced with a measure of downside protection.
Variable index-linked annuities
Here’s a new way to look at diversified investing that combines the flexibility of variable funds with the loss protection of market risk control.

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