We created the Future Income Annuity (FIA) to provide your clients with a guaranteed future income stream they cannot outlive, free from market and interest rate risk. Clients can use the power of deferral to maximize their income, and choose guaranteed income payout options that ensure their future retirement income meets their needs and goals.
In the past, retirees often received lifetime income through a traditional pension plan, with the backing of Social Security. Now, though, Americans can’t rely on their employers for retirement and Social Security — whose own future is uncertain — doesn’t provide the income most people need. More than ever, planning for retirement income is in your clients’ hands.
The Future Income Annuity provides your clients with a vehicle for future retirement planning, one that guarantees retirement income they can customize to meet their projected goals. This valuable annuity product is underwritten by CMFG Life Insurance Company (CMFG Life), a leading provider of financial services and a holding of CUNA Mutual Holding Company, a Fortune 1000 company.
They gain more confidence in their retirement
They look to your for other planning solutions
Predictable Income for life.
Your clients will know exactly what their lifetime income will be.
A retirement strategy with risk protection.
Your clients benefit from no market volatility and protection from longevity risk.
Leveraging the time value of money.
Your clients can use the growth value of deferral to help their investment grow until they’re ready to use it.
Benefits for surviving loved ones.
Your clients can ensure the financial security they’ve worked hard to achieve is passed on to their beneficiaries.
“Whether you're helping aggressive investors protect their retirement savings or trying to move nervous savers off the sidelines, Horizon can help improve clients' financial futures.”
David Hanzlik Vice President, MEMBERS Product team