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Flexibility and Growth

A variable index-linked annuity is an innovative investment platform that combines the flexibility and growth potential of variable funds with customized risk control.

  • Diversified investing — Here's a way for even nervous investors to diversify for higher growth potential
  • Protection for a portion of assets — Risk control accounts offer customized, guaranteed limits on loss
  • Stay in the market longer — Combining diversification with protection can give clients the confidence to ride out volatility and remain invested

MEMBERS®
Horizon II Annuity

Explore new possibilities for diversified investing. This variable annuity combines the growth potential of full market exposure with guaranteed, personalized limits on loss. It includes the benefit of a return of purchase payment (ROP) death benefit, to help create and protect the legacy left to loved ones.

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Explore Other Annuity Products

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Fixed
Annuities

Help your risk-averse clients with a stable, tax-deferred way to grow savings and guarantee income to fuel retirement.

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Income
Annuities

If clients are nearing (or in) retirement, create a strategy with a steady stream of income.

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Registered Index-Linked Annuities

A strategy to various needs at different life phases, these annuities link to the performance of a market index to calculate gains or losses.

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CUNA MUTUAL GROUP ANNUITIES BLOG

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Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.

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Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers.

Base policy forms 2015-VA-C, 2015-VA-C(ID), 2018-VA, 2018-VA-F, 2018-VA(ID), 2018-VA-F(ID), 2008-SPIA-I, 2008-SPIA-LO, 2008-SPIA-DB, 2008-SPIA-DB(OR), 2008-SPIA-I (OR), 2008-SPIA-LO (OR), ICC13-DIA, ICC13-DIA(B), 2013-DIA, ICC20-SPDA, 2020-SPDA, ICC20-MVAEND, 2020-MVAEND, 2018-RILA, 2018-RILA-GLWBRDR, 2018-RILA-DRAEND, 2018-RILA(ID), 2020-VAIL, 2020-WVRSEND, 2020-VAIL(ID), ICC20-ROPGEND, 2020-ROPGEND and 2018-VA-ROPEND.

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