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Modern Diversification

MEMBERS Horizon II Variable Annuity lets clients diversify their dollars for higher growth potential and set a personal limit on loss for a portion of their money - all in one place.

STANDARD_BARRONS

MEMBERS® Horizon II Annuity is recognized as one of 2020’s Best Annuities by Barron’s.

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How It Works

  • Clients split assets between variable subaccounts and risk control accounts
  • The variable side offers funds from top-tier managers, covering the full range of asset classes
  • Has a 6-year risk control account and surrender period
  • Comes with a return of purchase payment (ROP) death benefit that ensures the client's beneficiaries will receive a sum equal to the original purchase payment adjusted for any withdrawals or contract value, whichever is greater

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Why Investors Choose It

  • A simple yet comprehensive investment platform
  • Personalized, guaranteed loss protection
  • A choice of six pre-built express portfolios or ability to custom-build your own
  • Highly competitive and transparent “all-in” fees
  • Features a way for clients to protect their legacy for loved ones

Explore Other Annuity Products

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Fixed
Annuities

Help your risk-averse clients with a stable, tax-deferred way to grow savings and guarantee income to fuel retirement.

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Income
Annuities

If clients are nearing (or in) retirement, create a strategy with a steady stream of income.

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Registered Index-Linked Annuities

A strategy to various needs at different life phases, these annuities link to the performance of a market index to calculate gains or losses.

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Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.

FOR REPRESENTATIVE USE ONLY; NOT TO BE SHOWN TO THE GENERAL PUBLIC

MGA-2866135.2-0720-0822