MEMBERS® Single Premium Immediate Annuity

Help your clients convert a lump sum into a steady, guaranteed lifetime income stream

When clients select the MEMBERS® Single Premium Immediate Annuity, underwritten by CMFG Life Insurance Company, they get the opportunity to convert a lump sum of money into a steady stream of income to last a lifetime. That means guaranteed retirement income that won't change when markets fluctuate or interest rates fall. And it can be structured to meet specific needs while providing assurance that clients won’t outlive their money.


trustage-100-best-annuitiesMEMBERS® Future Income Annuity, issued by CMFG Life Insurance Company, is recognized by

Barron's in The Best Annuities for Income and Growth in 2023.


How does MEMBERS® Single Premium Immediate Annuity (SPIA) work?

  • Your clients get to choose how long they want to receive payments — either for a set number of years, or payments for a set number of years or for life.
  • They’ll know exactly how much those payments will be, adding a measure of certainty to improve their ability to plan for retirement.
  • Clients are insulated from market volatility and protected from longevity risk.
  • They can also choose features that allow them to pass along their hard-earned financial security to their beneficiaries.

Why do clients choose it?

In a word, assurance. Financial professionals tell us their clients appreciate being able to choose from among features to personalize their guaranteed income stream, such as:

  • Multiple payment type options with the growth power of deferral.
  • Protection from longevity, market, inflation and interest-rate risks.
  • Benefits that can extend beyond the individual owner after death, to help take care of loved ones.
  • No annual charges.


Get started with us

Our experienced wholesaling team, dedicated call center, consumer marketing materials and web-based sales tools and resources make it easier for appointed financial professionals to connect clients with annuity solutions.

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