TruStage™ Zone Income Annuity

How does TruStage™ Zone Income Annuity work?

Clients receive interest linked to the performance of one or more market indexes or a declared rate account¹.
Clients choose how they’ll participate in the market by setting their guaranteed floor, ranging from 0% to -10%.
Clients can change their “comfort zone” every year.
They enjoy a Guaranteed Lifetime Withdrawal Benefit, or protected income for life, which has the potential to grow along with their benefit base.

They want double-digit upside growth potential.
They’re interested in guaranteed lifetime income.
They value personalized, guaranteed loss protection.
Flexibility allows them to adjust their custom “comfort zone” annually.
A return of purchase payment (ROP) death benefit that ensures the client's beneficiaries will receive a sum equal to the original purchase payment adjusted for any withdrawals or for contract value, whichever is greater.
Proprietary risk control accounts link to the S&P 500, MSCI EAFE, Russell 2000 or all three and enable clients to choose a floor ranging from 0 to -10%. An additional declared rate account is also available.