Both Growth and Income

Clients participate in the market while guaranteeing a reliable source of future funds. This is an all-in-one retirement strategy: growth potential with downside protection, plus predictable lifetime income.

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How It Works

  • Clients receive interest linked to the performance of one or more market indexes or a declared rate account1
  • Clients choose how they will participate in the market by setting a guaranteed floor, ranging from 0% to -10%
  • Clients can change their “comfort zone” every year
  • They enjoy a Guaranteed Lifetime Withdrawal Benefit, or protected income for life, which has the potential to grow along with their benefit base

1The declared rate is not available in CA, IL, NJ, PA and WA.

Why Investors Choose It

  • Double-digit upside growth potential
  • Guaranteed lifetime income
  • Personalized, guaranteed loss protection
  • Flexibility to adjust “comfort zone” annually
  • A return of purchase payment (ROP) death benefit that ensures the client's beneficiaries will receive a sum equal to the original purchase payment adjusted for any withdrawals or contract value, whichever is greater
  • Proprietary risk control accounts links to the S&P 500, MSCI EAFE, Russell 2000 or all three, and enable clients to choose a floor, ranging from 0 to -10%. An additional declared rate account is also available

Explore Other Annuity Products

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Fixed
Annuities

Help your risk-averse clients with a stable, tax-deferred way to grow savings and guarantee income to fuel retirement.

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Income
Annuities

If clients are nearing (or in) retirement, create a strategy with a steady stream of income.

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Variable and Index-Linked Annuities

A new way to look at diversified investing, combining the flexibility of variable funds with the loss protection of market risk control.

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Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.

FOR REPRESENTATIVE USE ONLY; NOT TO BE SHOWN TO THE GENERAL PUBLIC

MGA-2852665.1-1219-1221