Annuities. Simplified.

When market volatility rears its head, investors approaching retirement often grow apprehensive about their financial security.

Is there enough to retire?
How will a market downturn affect my plans?
Will I outlive my money?

These are tough questions with no simple answers, but the simplified approach to annuities offered through CUNA Mutual Group may be just the kind of financial security they long for. Our annuity products help risk-averse investors protect against the stock market’s ups and downs while still experiencing upside potential.

Explore Our Products


Fixed Annuities

No more complex contracts to decipher. Offer your clients the peace of mind that may come with straight-forward fixed annuities. They provide steady, fixed interest rates and tax-deferred guaranteed income in retirement, helping clients feel confident that they won’t run out of money.


Registered Index-Linked Annuities

Each of life’s milestones has different needs. Consider registered index-linked annuities for clients who have distinct accumulation, income and legacy goals for each phase of life. They link to the performance of a market index, offering a comfort zone with downside protection and upside potential.


Variable Index-Linked Annuities

A truly diversified portfolio features annuities. Even nervous investors can experience higher growth potential while still setting a customized, guaranteed limit on loss. Combine the flexibility of variable funds while still offering clients the confidence to ride out volatility and remain invested.


Income Annuities

Help clients create their own pension plan, of sorts. Income annuities may be ideal for clients already in retirement or nearing it. They can provide a guaranteed income stream for a desired period of time, or your clients can stretch out payments for the rest of their lives.

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Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.

All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.