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Josh Nemiroff
Josh Nemiroff
Regional Vice President

Josh began his career at CUNA Mutual Group in 2021 and has previous experience in the financial services industry wholesaling at Jackson National and as a financial advisor with Cetera. He holds a bachelor’s degree from the University of California Santa Barbara in environmental science with a minor in spatial science. Josh lives in San Francisco and enjoys going to the beach, golfing, and skiing with his free time.

Josh dedicates his efforts to helping financial advisors and their clients plan for retirement. He has worked extensively with financial advisors over the years helping them determine the appropriate strategies and solutions to address their client’s concerns and questions in the retirement income planning process. Using industry best practices, Josh works with advisors as a consultant and is focused on helping them build profitable businesses while helping their clients achieve their goals.

Josh believes successful advisors win business by creating lasting relationships with clients built on trust, shared expectations and transparency — and he takes the same approach when he partners with advisors.

  • Certified Financial Planner™ (CFP®)
  • Securities Registered with FINRA®
  • Holds Series 7 and 63 Registrations and Life and Health Licenses
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Ross Kuchenbecker
Ross Kuchenbecker
Annuity Sales Consultant

Ross began his career in the financial industry as an insurance agent at Modern Woodmen of America and then transitioned to a financial representative with Guardian Life. He joined the CUNA Mutual Group annuities team in 2020. Ross earned his bachelor’s degree in finance from the University of Wisconsin – Whitewater.

Ross and his girlfriend have a cat (that thinks she’s a dog) along with a puppy who keep things very interesting in their household. In his free time, he enjoys golfing when the weather permits, working out and partaking in everything that Madison has to offer.

With his previous experience as an advisor, Ross understands the advisor role and can speak to some of the planning that they do with their clients. This understanding allows him to help advisors build a solution that can make positive change to the client’s future.

  • Behavioral Finance Advice™ (BFA™)
  • National Social Security Advisor℠ (NSSA®)
  • Securities Registered with FINRA®
  • Holds Series 6, 63 and 65 Registrations
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